Agent J's Guide to Car Shopping: How to Avoid Alien APRs and Negative Equity

Watch Out for Those Alien APRs

So it looks like Earthlings are facing some pesky high interest rates in the auto market. I mean 7.1% APR for new car loans? That's enough to make you want to blast off to another galaxy!

Getting Caught in the Negative Equity Black Hole

Seems like some car shoppers are getting stuck in the negative equity black hole where your vehicle is worth less than what you owe. Remember you don't want to end up like an alien stuck in Area 51!

The Art of Negotiating with Dealers

When you're at the auto dealer make sure to negotiate like a pro. Don't let those dealer cash offers slip through your fingers like an alien trying to escape our neuralyzer!

Mind Your Loan Terms and Monthly Payments

Be cautious about your loan terms and monthly payments. Remember the quicker you pay off your loan the less interest you'll be paying. Don't let those APRs abduct your hard earned money!

Research Research Research!

Before you head to the dealer do your research like you're tracking down rogue aliens in the city. Search for incentives know your credit score and get pre qualified for loans. You don't want to be taken for a ride like a runaway alien on a flying saucer!