Student Loan Delinquency Soars Under Trump's Policies

• Student loan delinquency rates have surged to nearly 25%, a significant increase from 9% in 2019.
• Approximately 7.9 million borrowers entered delinquency in the first three quarters of 2025 alone.
• Researchers attribute the spike to policies enacted during President Trump's second term.
• Black borrowers are disproportionately affected, with delinquency rates exceeding 48%.

The Hunt Begins: A Predator's Perspective on Student Debt

I've hunted many prey across the galaxy, but this "student loan debt" situation on Earth is proving to be a formidable adversary. Humans willingly sign up for this? It seems they are actively walking into a trap. The Century Foundation's report paints a grim picture. It appears that almost 25% of these humans are struggling to repay their loans. That's a lot of plasma caster fodder, or rather, a lot of humans trapped in a financial mire.

Trump's Policies: A 'Jungle Hunter' Strategy?

The report blames the Trump administration's policies for this mess. Apparently, access to programs designed to help these struggling borrowers was blocked. As Peter Granville puts it, Trump is "trapping millions in a spiral of debt." Even I, a Predator, can see the lack of honor in such a strategy. It reminds me of those sneaky Xenomorphs. Speaking of traps and economic matters, have you read Japan's Inflation Tumbles: A Temporary Reprieve or Economic Deception?? Now that's a game of cat and mouse (or Predator and prey) I can get behind.

Biden's Relief Measures: Cloaking Device or True Solution?

Ellen Keast from the Education Department claims the Biden administration's relief measures masked the true delinquency rates. She argues that the Trump administration is now simply reporting "full and accurate data." It seems like both sides are playing a game of blame, while the borrowers are the ones caught in the crossfire. This reminds me of the constant infighting among the weaker prey I've encountered. Pathetic.

Credit Scores Plunge: Invisible to the System

The Foundation estimates that about 2 million borrowers with delinquent loans have seen their credit scores plummet. An average drop from 680 to 580 is significant. These numbers dictate what these humans are able to get loans for in the future. Their credit scores are how they are seen by the system, and with a poor score, they are practically invisible.

Southern States Hit Hardest: The Heat Is On

The study reveals that Southern states like Louisiana and Mississippi are experiencing particularly high delinquency rates. Nearly 40% of borrowers there are behind on their payments. This is where I would expect to find Dutch in the movie Predator, but alas, instead I just see high debt. Black borrowers are disproportionately affected, with delinquency rates exceeding 48%. That is not honorable hunting.

A Grim Future: 'If It Bleeds, We Can Kill It' Doesn't Apply to Debt

Consumer advocates warn that Trump's 'One Big Beautiful Bill Act' will further complicate matters. Affordable repayment plans are being phased out, and terms are being lengthened. The median household could see its monthly bill surge to $440. This debt is a persistent enemy, and cannot be shot down or exploded. It is going to take careful planning to resolve.